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Public-source dossiercfpb-enforcement-b26431f89109c993
Official public recordorganizationRegulatory action

Freedom Stores, Inc., Freedom Acceptance Corporation, Military Credit Services LLC, John F. Melley, and Leonard B. Melley, Jr.

Authority: www.consumerfinance.govCoverage: GlobalRecord snapshot: 2026-07-06
Evidence class
Official public record
Coverage
Global
Record category
Regulatory action
Record snapshot
2026-07-06
Linked public records

No verified ownership, offshore or transport links have been attached to this record yet.

Source and status notice
The relationship or event is sourced to a government or intergovernmental publication. Always verify the live source record and identifiers before relying on this page.

Compliance Profile

"Public-record notice: Freedom Stores, Inc., Freedom Acceptance Corporation, Military Credit Services LLC, John F. Melley, and Leonard B. Melley, Jr. appears in official public record data. The record is informational and should be checked against the original publisher before legal, financial or counterparty decisions are made."

Banking Impact

This public record does not establish a banking prohibition. Any onboarding or transaction decision should use the original source, a verified identity match and the institution's applicable legal framework.

Legal Status

This is an informational public record, not a sanctions, exclusion or enforcement conclusion unless the page expressly identifies an official issuing authority and record.

Public source metadata

Source: CFPB Enforcement Actions
Full Legal NameFreedom Stores, Inc., Freedom Acceptance Corporation, Military Credit Services LLC, John F. Melley, and Leonard B. Melley, Jr.
Known aliasesThe CFPB and the Attorneys General of North Carolina and Virginia took action today to protect military servicemembers from illegal debt collection practices.
Source datasets
CFPB ENFORCEMENT ACTIONcfpb_enforcement_actions
Record statusInformational public record
Publishing authoritywww.consumerfinance.gov
Identifiers2014-12-18 / https://www.consumerfinance.gov/enforcement/actions/freedom-furniture/
Record timelineFirst seen: 2014-12-18 • Last seen: 2014-12-18
Risk Topicsreg.action, regulatory, fin
Original sourceView source record

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